Dirt trails can get squirrelly. Your protection doesn’t have to be. Whether it is the challenging terrain, the impressive vistas, or the working versatility of ATVs, we have coverage that will protect you in Arizona and Utah’s deepest backcountry.
Together we can find solutions to address your insurance coverage and budget requirements
We don’t want you to pay more than you should either. We will steer you towards savings.
We have been helping Arizonans for almost 40 years. We are your local insurance advocates.
Helps pay for injuries up to your policy limit to passengers while riding your ATV/UTV
Pays for damage up to your policy limit to someone else’s property if you are in an at-fault accident
Pays for damage to your vehicle in case of a collision regardless of fault
Pays for damage to your vehicle from non-collision incidents like theft vandalism, natural disasters, or hitting an animal.
These coverages protect you if you are in an accident with a driver that has no insurance or too little coverage (25/50/15 limits).
Offers no fault medical coverage for you and your passengers
The standard coverages are listed above. They include liability, comprehensive, collision, and medical payments.
Many companies offer optional coverage for safety apparel. Be sure to know the value of your safety apparel when requesting a quote so we can include this for you.
Anymore, ATV/UTVs are very customized. Many insurance companies offer similar types of coverage for things like winch kits, racks, and towable trailers. We will include this coverage when we quote your ATV/UTV/SxS.
If you drive your ATV/UTV on Arizona roads, you will be required to carry state minimum limits of $25,000 per driver/$50,000 per accident/$15,000 property damage. If you are only driving on unpaved roads, you may not need coverage. Arizona also has rules regarding headlights, spark arrestors, and brake lights. Make sure you understand the laws and ramifications of having or not having insurance coverage.
We shop your policy every year to make sure you are paying the lowest price available.
