If you operate a non-emergency medical transportation (NEMT) business in Arizona or Utah, you already know how hard it is to find commercial auto insurance that actually fits your operation. Whether you’re running Medicaid transport in Phoenix, tribal routes in eastern Utah, or senior shuttles across rural towns, most insurance carriers either price you out or won’t quote you at all.
That’s where we come in.
At Wilson Insurance, we specialize in NEMT insurance for small and mid-size fleets in both Arizona and Utah. We work with a carrier that understands the real risk profile of NEMT businesses — and prices accordingly.
What Makes Wilson Insurance Different
- We quote NEMT auto insurance for as few as 1 vehicle — no fleet minimums
- We serve rural and tribal operations that most markets avoid
- We can quote auto-only, or include GL and Workers’ Comp as needed
- We compete directly with AON and National Indemnity (NICO) — and often win
What We Are Looking For
- Clean MVRs
- Over $4,000 per vehicle in premium
- At least 2 years in operation
- New in business is Acceptable
You’re likely a strong candidate for better pricing and coverage.
Whether you’re transporting dialysis patients, senior citizens, or mobility-impaired passengers, your service matters — and you deserve an agent who understands your world.
We’ve helped NEMT providers throughout the southwest secure reliable, compliant coverage tailored to their operation. And because we’re independent, we work for you — not the carrier.
Ready to see if you’re overpaying?
Call us at 480-964-2400 or contact us to request a fast, no-obligation quote. We’ll review your current policy, compare options, and give you straight answers.
Still building your business? We’re happy to talk through what’s possible, even if you’re just starting out.
Wilson Insurance | Serving Arizona & Utah’s Transportation Community
We treat you like a neighbor — because that’s what you are.





