Arizona has 128 lakes and five major rivers that lure residents year-round. Arizona is a boater’s paradise from sunny saguaro-lined shores to misty conifer-shrouded lakes. If you have a boat, we want to help you cover it!
Together we can find solutions to address your insurance coverage and budget requirements
We don’t want you to pay more than you should either. We will steer you towards savings.
We have been helping Arizonans for almost 40 years. We are your local insurance advocates.
Covers the cost of repairing or replacing another person’s boat or property when you damage it with your boat.
Provides medical and liability coverage when you are involved in a not-at-fault accident with another boater with no insurance coverage.
Provides medical and liability coverage when you are involved in a not-at-fault accident with another boater with inadequate insurance coverage.
Pays for damage to your watercraft from unexpected events outside your control such as theft, severe weather, and vandalism.
Pays for damage to your watercraft in case of a collision regardless of fault. Some policies even include damage to pets on board.
Covers medical bills on a ‘no fault’ basis for you and others while operating or occupying your personal watercraft.
Provides a specified benefit should your watercraft become disabled on or off the water. Services include jump starts, delivery of fuel, disentanglements that do not require a diver, and soft ungrounding assistance for some instances.
No. Personal watercraft/boats are excluded from coverage on homeowner’s policies. A separate policy must be obtained.
No. While you are not legally obligated to obtain boat insurance in Arizona, it doesn’t mean you don’t have personal liability. As a good practice, being adequately insured protects your assets and provides legal defense should an accident occur out on the water.
Yes! Each motorboat and personal watercraft (PWC) is required to carry insurance when operating in Utah. Their minimum PWC requirement is $25,000/$50,000/$15,000.
Who you list on your policy matters. You should list anybody who uses your vessel on a temporary or ongoing basis including your extended family, marina or maintenance personnel, and other permissive operators you occasionally lend your vessel to.
That is easy! Give us a call and we can run you multiple quotes to show you pricing and coverage options.
Your boating exposure doesn’t end just because it isn’t in the water. Fire, theft, weather, and other natural disasters can damage your vessel even in the off-season when it is in storage. Your storage unit will require insurance and an evidence of insurance to store your vessel there.
While your boating coverage will auto-renew each year with your insurance carrier, Wilson Insurance re-quotes all personal lines policy every year to verify you have the most competitive premium available. Why? Because we want to retain your business and serve our customers, that is why.
Yes, and we recommend that it does.
It is an optional coverage that significantly reduces your out-of-pocket expenses should you find you need it. As a good practice, we recommend including this coverage.
Yes, if you have the appropriate endorsements on your boat and/or car insurance. We can help make sure you don’t have any gaps in coverage.
Usually. Overland transport is typically included on marine policies within a specified radius. We can help determine your transportation coverage options so you do not have gaps in coverage.
