Environmental Liability (Pollution)
Insurance

Environmental Liability (Pollution) Insurance In Arizona

As the focus on global warming and green initiatives continues, businesses face increased scrutiny and legal expenses defending against potential pollution claims. Should your business be accused of negligence, you must defend yourself regardless of whether or not you are found guilty. If you are found guilty, you are responsible for punitive damages and remediation which can be costly. This can be disruptive to a business’s cash flow and reputation. Unfortunately, pollution is a standard exclusion in a GL policy.

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Why Wilson Insurance

We have been helping Arizona business owners for almost 40 years. We are your local insurance advocates.

Environmental Liability (Pollution) Insurance In Arizona
Since 1987 Wilson Insurance has been serving Arizona businesses.  We are your friendly, local, insurance advisors!
Contractors Pollution Liability

What is Contractors Pollution Liability?

This coverage protects against environmental damage, property damage, and bodily injury for pollution incidents caused by contractors working at third-party job sites.  Examples of key coverages include:

  • Blanket waiver of subrogation
  • Blanket additional insured when required by contract
  • Defense outside coverage limits
  • Emergency cleanup costs
  • Fines and penalties – criminal only
  • Includes fungus, legionella, midnight damping, silt and sedimentation
  • No asbestos, lead or silica exclusion
  • No professional exclusion
  • Non-auditable premium
  • Restoration costs
  • Worldwide coverage

What is Site Pollution Liability?

This coverage protects against environmental damage, property damage, and bodily injury from pollution located on, under, or migrating from an insured’s scheduled location.  Examples of key coverages include:

  • Blanket additional insureds when required by contract
  • Emergency cleanup costs
  • Crisis management
  • Fines and penalties – criminal only
  • First-party business interruption
  • Includes fungus, legionella, midnight damping, silt and sedimentation
  • No asbestos, lead or silica exclusion
  • No professional exclusion
  • Non-auditable premium
  • Restoration costs
  • Underground storage tank coverage
  • Worldwide coverage

Industries with Increased Environmental Liability Exposures

Some industries statistically encounter more pollution claims.  If your business is in one of these industries, you benefit from having a policy review and coverage comparison at your next renewal.
  1.   Construction
  2.  Transportation
  3.  Real Estate
  4.  Healthcare
  5.  Hospitality

We Make COI Compliance Easy

Feel free to send vendor packets and COI requests to [email protected]. Our dedicated COI specialist will quickly rush a certificate out that will include the applicable policy forms for review.  If you do not have the required coverage, we will notify you what the cost will be to add coverage.

Environmental Liability Exposures