Arizona has a vibrant mobile home culture. Whether you live in a mobile home full-time or seasonally, we have you covered. Our customers like that they can stop by our local office and receive personal assistance including help with their billing.
Together we can find solutions to address your insurance coverage and budget requirements
We don’t want you to pay more than you should either. We will steer you towards savings.
We have been helping Arizonans for almost 40 years. We are your local insurance advocates.
Covers the cost to repair or rebuild the structure of your mobile home as well as attached structures such as awnings and decks in the event of a covered loss.
Protects your personal belongings in the event of a covered loss. Examples are electronic devices, clothing, and furniture. Sublimits are available for certain items such as jewelry, art, and collectibles. Higher limits can be scheduled on a ‘rider’. See below for more details.
This coverage provides liability coverage for you if you are legally responsible for damage to another person’s property or injury.
This covers structures like sheds and fences
Also known as ‘Additional Living Expenses’. Should you have a covered loss, you may be unable to stay at your mobile home. This coverage helps pay for hotel costs and other expenses up to your policy limit.
This additional coverage protects your appliances from damage. It does not cover normal wear and tear or maintenance issues.
Your policy may have sublimits and limitations for high-value personal items. We recommend scheduling them on a floater to avoid any confusion. Examples would be jewelry, firearms, fine arts, computer hardware and software, antiques, money, and collectibles. We can help you determine what will fit on a coverage floater.
Covers damages for at-home businesses
This optional coverage is essential in today’s digital landscape.
Everything is getting more expensive. This coverage increases your coverage limit to keep pace with inflation so you are not under-insured.
If your sump pump fails, this coverage covers the cost to clean up and repair the damage.
This optional rider covers liability for boats or personal watercraft.
Mobile home coverage can be highly tailored to your budget and needs. For the most accurate answer, give us a call so we can match your coverage to your risk tolerance. Examples of coverage options are listed above.
Following a claim, we will help file a claim with your insurance company. You can call, email, or stop by our office for assistance. You will be connected with a claims adjuster who will review your coverages and award damages.
Yes! A list of riders is illustrated above for your review.
Yes. Your Arizona mobile home coverage does not provide coverage for flood and earthquake coverage. Similarly, it does not cover damage that is a result of deferred maintenance or normal wear and tear. Voluntary property damage is also excluded.
The age of your home is a major pricing factor. Homes older than 25 years may not be eligible for coverage for some markets or they may include pricing debits. Location is another factor.
