Recreation Vehicle Insurance

Recreation Vehicle Insurance In Arizona

Coverage to protect your home away from home when you’re out where the deer and the antelope play.

Call us at 480-964-2400 to start saving money

Tailored Coverages

Together we can find solutions to address your insurance coverage and budget requirements

Discounts

We don’t want you to pay more than you should either. We will steer you towards savings.

Why Wilson Insurance

We have been helping Arizonans for almost 40 years. We are your local insurance advocates.

Recreation Vehicle Insurance
We have been helping RV owners since 1987. We are your friendly, local, insurance advisors!
Recreation Vehicle Insurance Discounts

Discounts

  • Multi-Policy Discount
  • Life Multi-Policy Discount
  • Payment History Discount
  • Paid-in-Full Discount
  • Green Discount
  • Advance Quote Discount
  • Safety Feature Discount
  • Driver Safety Program Discount
  • Mature Driver Discount
  • Higher Deductible Option
  • Favorable Loss History Discount
  • Anti-Lock Break Discount
  • Air Bag Discount
  • Original Owner Discount
  • Paperless Discount
  • Small Accident Forgiveness
  • Disappearing Deductible
  • Accident Prevention Course Discount

Standard RV Insurance Coverages

Helps cover costs if you’re at fault in an accident that causes injury or property damage.  It is split between bodily injury liability and property damage liability.

Pays for damage to your vehicle in case of a collision regardless of fault

Pays for damage to your vehicle from non-collision incidents like theft vandalism, natural disasters, or hitting an animal.

These coverages protect you if you are in an accident with a driver that has no insurance or too little coverage (25/50/15 limits).

Offers no fault medical coverage for you and your passengers

Helps cover the cost of rental cars while your vehicle is being repaired after a covered accident

Provides towing, flat tire changes, fuel delivery, and lockout assistance in case your vehicle breaks down or becomes temporarily disabled.

Standard RV Insurance Coverages​

Common Questions and FAQs

The most common claims for RV insurance are tire blowouts, refrigerator fires and propane leaks, collision with overhangs and bridges, forgetting to retract steps and awnings, and pest infestations.

No.  Mold and mildew is part of regular maintenance, something excluded in insurance policies.

Having a tire maintenance program will extend the life of your tires, save you money, and avoid blowouts which can cause damage to you and others on the road.  Make sure tires are in good condition, regularly rotated, and inflated to the recommended PSI.  In addition, look for signs of wear like cracks on the sidewalls.  Never overload an RV.

Carefully measure your RV and include an additional 12 inches.  Include the A/C unit in your measurements.  If it helps, write the measurement down and place it in a visible location you can refer to while driving.

No.  Pollution is a common exclusion in your RV coverage.  To avoid spills, make sure your sewer connector is long enough.  Don’t be an ‘Uncle Eddie’ by not planning ahead.

Many factors play into your final pricing, including all the discounts we hunt for you.  For a customized price, give us a call at 480-964-2400.  Quotes are typically turned around the same day.

No.  Non-motorized recreation vehicles do not require insurance.  That does not mean they are not susceptible to claims you are financially liable for.  For a quick quote, give us a call at 480-964-2400.

Like personal auto and motorcycle coverage, the state minimum coverage is $25,000 per person/$50,000 per accident/$15k property damage.

That depends on why the roof is leaking to begin with.  If it is the result of a covered claim, then yes.  If it is the result of normal wear and tear or maintenance, no.  Some insurance companies provide a sublimit for this coverage.

Yes.  Give us a call at 480-964-2400 and we can go over your coverage options.