As Arizona struggles with increased pricing and lower capacity in the housing industry, many families are renting rather than buying a home. Wilson Insurance has been helping renters cover their most valuable assets since 1987. We are your local solution for your insurance needs.
Together we can find solutions to address your insurance coverage and budget requirements
We don’t want you to pay more than you should either. We will steer you towards savings.
We have been helping Arizonans for almost 40 years. We are your local insurance advocates.
Covers personal belongings such as furniture, clothing, electronics, home goods, hobby equipment, bicycles, musical instruments, and more. If you have high-value items, you will have the option to add coverage on a special endorsement. You can choose to have your property covered on a depreciated (actual cash value) or replacement cost basis.
Protects you in case you are sued from a covered cause of loss such as incidents originating on your property, animal bites, accidental damage to a neighbor’s property. Legal defense is often outside your policy limits although each policy is different. If you need higher limits of liability, you can add an umbrella limit for higher limits.
Provide reimbursement for covered disasters that require you to temporarily leave your property while repairs are made. Covered expenses are typically additional lodging, food, and living expenses.
Protect you should a guest become injured at your property. Medical coverage provides a small medical benefit on a ‘no fault’ basis to help cover minor medical needs.
Your lease agreement will guide what liability limits you are contractually obligated to cover. You can forward a copy of your lease agreement to our office to help make sure you are in compliance. We can also help you determine what to include as personal property.
Yes! Not only does your rental insurance cover items that are stolen inside your rental property, but it also provides coverage for stolen items inside your car.
Many policies provide a sublimit for personal property stored inside storage units. If you utilize a storage unit, we can direct you to the right carriers so your personal property is protected.
No. If your unit is in a flood zone, you are required to carry flood coverage as a leasing agreement. If you feel you have a flood exposure, we can help find coverage to make sure you are protected.
No. Mold is a standard exclusion in rental policies. A separate pollution policy would be required.
It depends. Many policies have exclusions for specific dog breeds so check with us first. Otherwise, you will have to get a separate policy for your pet.
It depends. If you are required to move as a result of a covered claim then moving costs would be provided under additional living expenses coverage. Otherwise, moving costs are not covered.
