The amount of dental malpractice claims is less than in other medical professions but it still exists. Why? Most patients who have dental complaints have small damages. They are less likely to get a lawyer involved. If you are sued by a patient, you will want to have a proactive, assertive agency like Wilson Insurance in your corner. If you have a claim, we will help put a smile on your face.
Together we can find solutions to address your insurance coverage requirements
We don’t want you to pay more than you should either. We will steer you towards savings
We have been helping Arizona and Utah dentists for almost 40 years. We are your local insurance advocates.
Medical Malpractice insurance is a crucial coverage for dental professionals. It protects against accusations of negligence or inadequate treatment that result in patient injury in the following four ways:
In addition to Medical Malpractice Insurance, Wilson Insurance can help you with your other lines of commercial coverage including Business Owner policies, Property, General Liability, Commercial Auto, Workers’ Compensation, EPLI, Employment Benefits Liability, Umbrella, and Data Breach and Cyber Liability coverage.
Feel free to send COI requests to [email protected]. We will quickly rush out a certificate with the applicable policy forms for review. If you do not have the required coverage, we will notify you of the additional cost. We value customer service.
Both forms offer advantages. If you are on the fence about what form works best for you, we can talk you through the pros and cons. We’d love to talk to you.
Nose coverage is also known as prior acts coverage. It provides claims coverage for acts that occurred before the effective date of your policy for a previous policy that lapsed or was canceled.
The two types of malpractice insurance are claims-made and occurrence-based policies.
Most policies provide legal expenses outside policy limits. This protects your limits and prevents coverage erosion. Your policy will articulate if defense costs are inside or outside your limit.
Some factors that influence your pricing are your coverage specialty, geographical location, and claims history. For an articulate answer on what is affecting your premium, give us a call for a full coverage review. We can break it down for you.
According to the National Law Review, causation is the hardest element to prove in malpractice suits.
According to John Hopkins Medicine, misdiagnosis is the ‘most common, most catastrophic, and most costly of all of medical mistakes’.
Negligence, misdiagnosis, medication errors, and failure to obtain informed consent are all common errors that lead to malpractice suits. By focusing on these areas, you can decrease your risk and lower your insurance cost by showing favorable claim history.
The four elements of medical malpractice insurance can be summarized as a professional duty to patients, dereliction of your duty, injury caused by your breach of duty, and resulting damages.
According to the National Practitioner Data Bank, the average medical malpractice payout in Arizona across all practices was $351,570.
As reported by Forbes, 90% of malpractice claims are settled out of court.
The medical field is one of the top five industries for EPLI claims. Because of this, we recommend having adequate limits and to not rely on sub limits provided on coverage extensions.
Yes! We can help with all your commercial and personal lines of coverage. We endeavor to be your one stop shop for all of your insurance needs.