Our Pets are there for us throughout our highs and lows. Don’t you want to be there for them in theirs? Our pet insurance protects your fur baby from sickness and injury by reimbursing up to 90% of bills from veterinarians, specialists, or emergency clinics.
Together we can find solutions to address your insurance coverage and budget requirements
We don’t want you to pay more than you should either. We will steer you towards savings.
We have been helping Arizonans for almost 40 years. We are your local insurance advocates.
The average cost differs between animals. According to NAPHIA, In 2023, the average accident and illness cost for dogs was $56.30/mo. For accident-only dog coverage, the average premium dipped down to 17.01/mo.
For cats, the average accident and illness cost was $31.94/mo. For accident-only coverage, the monthly cost was $9.68.
Some carriers offer discounts for multiple pets, multi-line policies, and military status. Curious about what you qualify for? Give us a call for a customized quote.
Deductible options come in $250, $500, and $1,000. The higher the premium, the lower the premium.
Yes! Purebred pets are known to have more inherited medical conditions.
Each company has different risk tolerances but in general, pre-existing medical conditions, pregnancy, death, bilateral conditions, certain bilateral conditions, preventable diseases, breed exclusions, and possibly age restrictions.
Yes! If only humans were so lucky.
Generally, pre-existing conditions are not covered. Some companies have tolerance for ‘curable’ pre-existing conditions such as an ear infection on condition they have been symptom-free for a period of time. The best way to avoid denial of coverage is to proactively establish coverage before symptoms manifest.
Your veterinarian may require your pet’s medical records or determine during a medical examination that a pre-existing condition existed. If your fur baby’s breed is known to struggle with breed-specific coverage, it is best to obtain and maintain coverage before symptoms arise.
It depends. Some policies include a 14-day waiting period.
